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680 Banks Call This Guy for Innovation Help

Interview with CIO, David Peterson

Danny Nathan
Danny Nathan

Oct 30, 2025

5 min read

The Podcast

Why you should watch it ☝️

If you think banking is boring, this episode will change your mind.

David Peterson is the Chief Innovation Officer of First National Bankers Bank, an institution that doesn’t serve consumers, but instead powers 680+ banks behind the scenes. That makes him the innovator’s innovator. His role is focused entirely on injecting new thinking into a legacy-bound industry that desperately needs it.

In this episode, David reveals:

  • Why “innovation theater” is so common in finance and how to avoid it.

  • How a bank that serves banks tackles product development differently.

  • What’s broken in how most organizations approach creativity.

  • How he’s building repeatable innovation infrastructure inside institutions that were designed to resist it.

From startup principles to corporate transformation, this conversation connects the dots between lean methods, strategic experimentation, and systems-level change. Whether you're building in fintech, running an internal venture, or just trying to make meaningful change in a slow-moving org, David's insights are sharp, tactical, and immediately actionable.

❝

We have to redefine what it means to be creative in a highly regulated environment.

David Peterson

Here’s a teaser…

Where to find David Peterson 👇

Find David on Linkedin
Email David at [email protected]

Innovation Driven Growth

Podcast · David L. Peterson · The Innovation Driven Growth podcast is hosted by fintech pioneer, entrepreneur and author, David L. Peterson, and features interviews, insights, and ideation focused on how to unleased our inherent creativity to produce Innovation Driven Growth. Each episode is about igniting strategic innovation in work and life—no matter your skill set or job title.

open.spotify.com/show/6RxQMGMQXLHJx6Ua9RFV4O?si=357f17b7fdd348f6

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What You Missed on Sunday

Here’s what we covered in Sunday’s newsletter edition…

Limited Risk, Unlimited Upside Through Options

If you’ve ever worked at a startup, you know that options are part of the promise. You toil away helping someone bring their idea to life, and in exchange, you get stock options. But keeping your options open isn’t just for the startup employees of the world; major companies also make use of options for all sorts of outcomes.

This week’s guest post comes from Drew Jackson, author of the Brainwaves newsletter. In this piece, Drew gives us a crash course in Real Options and how companies leverage them to bend the world to their needs.

Here’s what you’ll find:

  • This Week’s Guest Post: Limited Risk, Unlimited Upside Through Options

  • Case Study: Amazon Creates Optionality With Initial Investments

  • Share This: Real Options Value: A 3-Point Flexibility Check

Catch our most recent podcast episode:

This Founder Won CES Best of Show. 3x.

Uncover the innovation secrets behind winning CES Best of Show twice: Jeremy's candid insights on entrepreneurship, product development, and disrupting industries after 50.

www.innovatedisruptordie.com/p/this-founder-won-ces-best-of-show-3x

See the Rest of the Episodes Here

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How did this edition land for you?

Remember: you can innovate, disrupt, or die! ☠️

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Innovate, Disrupt, or Die is created by the team at

We work with ambitious enterprises and promising entrepreneurs to develop innovation strategies into new ventures, products, and technologies that generate transformational growth and longevity.

Innovate, Disrupt, or Die is created by the team at

Apollo 21 works with ambitious enterprises and promising entrepreneurs to develop and translate innovation strategies into new ventures, products, and technologies that generate transformational growth and longevity.


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